IRDAI New Term Insurance Guidelines 2026 — What Changes for You
IRDAI's latest circular standardises exclusion clauses and mandates higher claim settlement disclosures across all insurers.
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Section 80D Explained: Save Up to ₹1 Lakh in Tax on Health Insurance
Complete guide to maximising 80D deductions for self, spouse, children, and senior parents in FY 2025–26.
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Mutual Funds
SIP vs Lumpsum in 2026: Which Strategy Wins in a Volatile Market?
A data-backed comparison of rupee cost averaging vs lumpsum deployment in the current market cycle.
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Term Insurance
Critical Illness Riders: Are They Worth Adding to Your Term Plan?
A detailed look at CI riders — when they add genuine value and when they're just upselling.
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Health Insurance
How to Port Your Health Insurance Without Losing Benefits
Step-by-step portability guide — keep your no-claim bonus and waiting periods when switching insurers.
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Tax Planning
ELSS vs PPF: Which is the Better Tax-Saving Investment in 2026?
Side-by-side comparison of lock-in, returns, risk, and tax treatment — with a clear recommendation.
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