Term insurance that actually protects your family
Pure, affordable life cover with no investment component. Get up to ₹2 Cr coverage at premiums starting ₹500/month.
*Indicative premiums. Actual rates depend on insurer underwriting.
The Process
How it works
From your first conversation to an active policy — here's what to expect when you work with us.
Share your profile
Age, income, lifestyle, existing coverage — we build a complete picture.
We compare 20+ plans
Our advisors shortlist the best options based purely on your needs.
You choose & apply
Simple online application — most plans issue policies in under 48 hours.
We support your claim
If your family ever needs to claim, we guide them through every step.
Why Term Insurance
6 reasons it's non-negotiable
Term insurance is the foundation of any solid financial plan. Here's why no other product can replace it.
Speak to an AdvisorIncome Replacement
Replace your income for dependents if you're no longer around to provide for them.
Loan Protection
Ensure home loans, car loans, and business debts don't burden your family.
Tax Benefit (80C)
Premiums qualify for deduction up to ₹1.5 lakh per year under Section 80C.
Affordable Premiums
₹1 Cr cover for a 30-year-old non-smoker can cost as low as ₹700/month.
Add-on Riders
Enhance with critical illness, accidental death, and waiver of premium riders.
Flexible Payout
Choose lump sum, monthly income, or a combination to suit your family's needs.
Is It Right For You?
Who should buy term insurance
Plan Comparison
Top term insurance plans 2026
Premiums for a 30-year-old, non-smoker, ₹1 Cr sum assured, 30-year tenure.
| Plan | Sum Assured | Monthly Premium | Claim Settlement | Max Tenure | |
|---|---|---|---|---|---|
| HDFC Life Click 2 Protect | ₹1 Cr | ₹710/mo | 99.4% | 85 yrs | Best overall |
| ICICI Pru iProtect Smart | ₹1 Cr | ₹740/mo | 98.6% | 99 yrs | Longest cover |
| Max Life Smart Secure+ | ₹1 Cr | ₹695/mo | 99.5% | 85 yrs | Highest CSR |
| Tata AIA Sampoorna Raksha | ₹1 Cr | ₹725/mo | 98.5% | 100 yrs | Lifetime cover |
| LIC Tech Term | ₹1 Cr | ₹830/mo | 98.7% | 80 yrs | Govt. backed |
* Premiums are indicative and may vary based on individual health, smoking status, and insurer underwriting. Last updated March 2026. Speak to an advisor for exact quotes.
Ready to protect your family?
Our advisors compare 20+ plans to find the one that fits your budget and coverage needs — completely free.