Health insurance that truly cares for your family
Cashless hospitalisation, no claim bonus, and lifelong renewability. Get the right health cover without the jargon.
*Indicative premiums. Actual rates depend on age, location, and insurer.
How it works
From your first conversation to an active policy — here's what to expect when you work with us.
Share your needs
Family size, age, pre-existing conditions, budget — we build your health profile.
Compare top plans
We shortlist the best health plans from 10+ insurers based purely on your requirements.
Smooth application
Paperless process, medical checkup arranged (if needed), policy issued in days.
Claim support
We guide you through cashless or reimbursement claims — step by step.
6 reasons you need health cover
Medical inflation is rising 10‑15% annually. A single hospital stay can wipe out years of savings. Here's how health insurance protects you.
Speak to an AdvisorCashless Hospitalisation
Admit without paying at any network hospital — we settle directly with the insurer.
Pre & Post Cover
Expenses up to 30 days before and 60 days after hospitalisation are covered.
No Claim Bonus
For every claim-free year, your sum insured increases up to 50% at no extra cost.
Day Care Procedures
Treatments not requiring 24-hour stay (e.g., dialysis, cataract) are covered.
Maternity Cover
Optional cover for delivery expenses and newborn care (varies by plan).
Tax Benefit (80D)
Deduct up to ₹25,000 (₹50,000 for seniors) on premiums under Section 80D.
Why health insurance is essential
Protect your savings, access quality care, and secure your family's financial future.
Medical Inflation
Healthcare costs rise 15-20% yearly. Insurance protects against rising expenses.
Quality Healthcare
Access to top hospitals without worrying about upfront payments.
Emergency Protection
Critical illnesses can deplete savings. Insurance provides financial safety.
Tax Benefits
Premiums qualify for deduction under Section 80D up to ₹1 lakh.
Types of health insurance plans
Choose the coverage that fits your life stage and family needs.
Individual Health Insurance
- Cover for single person
- Sum insured: ₹3L-₹1Cr
- Room rent limit
- Day care procedures
Family Floater Plan
- Cover entire family
- Shared sum insured
- Maternity cover optional
- Newborn covered
Senior Citizen Plan
- For ages 60+ years
- Pre-existing covered
- OPD coverage
- Domiciliary treatment
Who should buy health insurance
If medical inflation is scaring you, it's time to get covered.
Top health insurance plans 2026
Indicative premiums for a 30‑year‑old individual, ₹10 L sum assured.
| Plan | Sum Insured | Monthly Premium | Network Hospitals | No-Claim Bonus | |
|---|---|---|---|---|---|
| Star Health Family Optima | ₹10 L | ₹1,240/mo | 14,000+ | Yes 50% | Best family plan |
| Niva Bupa Reassure 2.0 | ₹10 L | ₹980/mo | 10,000+ | Yes 50% | Highest NCB |
| HDFC Ergo Optima Restore | ₹10 L | ₹1,180/mo | 13,000+ | Yes 50% | Restore benefit |
| Care Supreme | ₹10 L | ₹870/mo | 19,000+ | Yes 100% | Largest network |
| Aditya Birla Activ One | ₹10 L | ₹1,320/mo | 12,000+ | Yes 50% | Wellness rewards |
* Premiums are indicative and vary by age, city, and pre‑existing conditions. Last updated March 2026. Speak to an advisor for exact quotes.
Why 10,000+ families choose us
We stay with you — before, during, and after your purchase.
| Feature | Standard Market | Insuredge |
|---|---|---|
| Claim Support | Automated / Call Centre | Dedicated Personal Advisor |
| Plan Analysis | Generic Recommendations | Personalised For Your Goals |
| Hidden Charges | Often Present | Zero Hidden Charges |
| Documentation Help | Self-service Only | End-to-End Assistance |
| Renewal Reminders | Basic Email / SMS | Proactive Follow-up Calls |
| Advisory Fee | Varies / Undisclosed | ₹0 — Always Free |
Everything you need to know
Still have questions? Call or WhatsApp us — our advisors are available Mon–Sat, 9 AM – 7 PM.
Ask a QuestionReady to secure your health?
Our advisors compare 20+ plans to find the one that fits your budget and coverage needs — completely free.
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