/* ─────────────────────────────────────────────────────────────
   2026-07-27 FIX: is file me headings 'Playfair Display' (serif)
   aur body 'Plus Jakarta Sans' maangti thi, par includes/header.php
   sirf Inter load karta hai — dono fonts kabhi aayi hi nahi.

   Nateeja: saare section headings TIMES NEW ROMAN me dikh rahe the
   (generic serif fallback), jo design se bilkul alag hai aur
   home/about/contact se bhi mel nahi khata.

   Ab Inter par — wahi jo baaki site use karti hai. Zero extra
   font download, aur typography poore site par ek jaisi.

   Playfair chahiye ho to header.php me font link add kar dijiye,
   phir yahan wapas laga dijiyega.
   ───────────────────────────────────────────────────────────── */

/* ═══════════════════════════════════════════════════════════════════════
   MUTUAL FUNDS PAGE — FINAL MERGED
   Scoped under .page-mf. Accent: Amber (#d97706).
═══════════════════════════════════════════════════════════════════════ */
.page-mf {
    --acc: <?=e($accent) ?>;
    --acc-dk: <?=e($accent_dark) ?>;
    --pale: <?=e($pale) ?>;
    --mid: <?=e($mid) ?>;
    --ink: #0d1b2a;
    --ink-soft: #4a5568;
    --surface: #f8fafc;
    --white: #ffffff;
    --border: #e2e8f0;
    --r-sm: 12px;
    --r-md: 20px;
    --r-lg: 28px;
    --r-xl: 36px;
    --r-pill: 100px;
    --sh-sm: 0 2px 8px rgba(13, 27, 42, .06);
    --sh-md: 0 8px 32px rgba(13, 27, 42, .10);
    --sh-lg: 0 20px 60px rgba(13, 27, 42, .14);
    --t: .3s cubic-bezier(.4, 0, .2, 1);
    font-family: Inter, system-ui, sans-serif;
    color: var(--ink);
}

.page-mf a {
    text-decoration: none;
}

.page-mf section {
    padding: 5rem 0;
}

/* ── Section base ────────────────────────────────────────────────────── */
.page-mf .sec-lbl {
    font-size: .74rem;
    font-weight: 700;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--acc);
    margin-bottom: .6rem;
    display: block;
}

.page-mf .sec-h {
    font-family: Inter, system-ui, sans-serif;
    font-size: clamp(1.7rem, 3.5vw, 2.5rem);
    font-weight: 800;
    color: var(--ink);
    line-height: 1.2;
    letter-spacing: -.02em;
    margin-bottom: .9rem;
}

.page-mf .sec-sub {
    font-size: .98rem;
    color: var(--ink-soft);
    max-width: 560px;
    line-height: 1.75;
}

/* ── Hero ─────────────────────────────────────────────────────────────── */
.page-mf .hero {
    background: linear-gradient(135deg, #0d1b2a 0%, #78350f 55%, #d97706 100%);
    padding: 6rem 0 5rem;
    position: relative;
    overflow: hidden;
}

.page-mf .hero::before {
    content: '';
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: radial-gradient(ellipse 60% 70% at 85% 40%, rgba(217, 119, 6, .3) 0%, transparent 60%),
        radial-gradient(ellipse 40% 40% at 10% 75%, rgba(255, 255, 255, .04) 0%, transparent 60%);
}

.page-mf .hero::after {
    content: '';
    position: absolute;
    inset: 0;
    pointer-events: none;
    background-image: linear-gradient(rgba(255, 255, 255, .025) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, .025) 1px, transparent 1px);
    background-size: 56px 56px;
}

.page-mf .breadcrumb-bar {
    font-size: .78rem;
    color: rgba(255, 255, 255, .55);
    margin-bottom: 1.25rem;
    position: relative;
    z-index: 2;
}

.page-mf .breadcrumb-bar a {
    color: rgba(255, 255, 255, .7);
    transition: color .2s;
}

.page-mf .breadcrumb-bar a:hover {
    color: #fff;
}

.page-mf .eyebrow {
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    background: rgba(255, 255, 255, .1);
    border: 1px solid rgba(255, 255, 255, .2);
    color: rgba(255, 255, 255, .85);
    font-size: .75rem;
    font-weight: 700;
    letter-spacing: .1em;
    text-transform: uppercase;
    padding: .35rem .9rem;
    border-radius: 50px;
    margin-bottom: 1.25rem;
}

.page-mf .hero-title {
    font-family: Inter, system-ui, sans-serif;
    font-size: clamp(2rem, 5vw, 3.4rem);
    font-weight: 800;
    line-height: 1.15;
    color: #fff;
    margin-bottom: 1.1rem;
    letter-spacing: -.02em;
}

.page-mf .hero-title em {
    font-style: normal;
    color: #fcd34d;
}

.page-mf .hero-lead {
    font-size: 1.05rem;
    color: rgba(255, 255, 255, .75);
    max-width: 500px;
    line-height: 1.7;
    margin-bottom: 2rem;
}

.page-mf .hero-stats {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin-bottom: 2rem;
}

.page-mf .hstat {
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .14);
    border-radius: var(--r-sm);
    padding: .9rem 1.25rem;
    text-align: center;
    min-width: 110px;
}

.page-mf .hstat-val {
    font-family: Inter, system-ui, sans-serif;
    font-size: 1.6rem;
    font-weight: 800;
    color: #fcd34d;
    line-height: 1;
}

.page-mf .hstat-lbl {
    font-size: .72rem;
    color: rgba(255, 255, 255, .6);
    margin-top: .2rem;
}

.page-mf .btn-acc {
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    background: var(--acc);
    color: #fff;
    border: 2px solid var(--acc);
    padding: .78rem 1.9rem;
    border-radius: var(--r-pill);
    font-weight: 700;
    font-size: .9rem;
    transition: var(--t);
}

.page-mf .btn-acc:hover {
    background: var(--acc-dk);
    border-color: var(--acc-dk);
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(217, 119, 6, .4);
}

.page-mf .btn-ghost-w {
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    background: transparent;
    color: #fff;
    border: 2px solid rgba(255, 255, 255, .32);
    padding: .78rem 1.9rem;
    border-radius: var(--r-pill);
    font-weight: 700;
    font-size: .9rem;
    transition: var(--t);
}

.page-mf .btn-ghost-w:hover {
    border-color: #fff;
    background: rgba(255, 255, 255, .1);
    transform: translateY(-2px);
}

.page-mf .qe-card {
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: var(--r-lg);
    padding: 2rem;
}

.page-mf .qe-label {
    font-size: .72rem;
    color: rgba(255, 255, 255, .45);
    text-transform: uppercase;
    letter-spacing: .12em;
    font-weight: 700;
    margin-bottom: 1.25rem;
    display: block;
}

.page-mf .qe-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: .85rem;
}

.page-mf .qe-item {
    background: rgba(255, 255, 255, .06);
    border-radius: var(--r-sm);
    padding: 1rem;
    transition: var(--t);
}

.page-mf .qe-item:hover {
    background: rgba(255, 255, 255, .1);
}

.page-mf .qe-profile {
    font-size: .7rem;
    color: rgba(255, 255, 255, .45);
    margin-bottom: .35rem;
}

.page-mf .qe-cover {
    font-size: .82rem;
    color: #fff;
    font-weight: 600;
}

.page-mf .qe-premium {
    font-size: 1.1rem;
    font-weight: 800;
    color: #fcd34d;
    margin-top: .1rem;
}

.page-mf .qe-note {
    font-size: .68rem;
    color: rgba(255, 255, 255, .35);
    margin-top: 1rem;
    margin-bottom: 0;
}

/* ── How it works ── */
.page-mf .how-section {
    background: var(--surface);
}

.page-mf .how-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--r-md);
    padding: 1.75rem;
    box-shadow: var(--sh-sm);
    transition: var(--t);
    height: 100%;
    position: relative;
}

.page-mf .how-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--sh-md);
    border-color: var(--acc);
}

.page-mf .how-num {
    font-family: Inter, system-ui, sans-serif;
    font-size: 2.8rem;
    font-weight: 800;
    color: var(--acc);
    opacity: .15;
    line-height: 1;
    position: absolute;
    top: 1rem;
    right: 1.25rem;
}

.page-mf .how-card h4 {
    font-weight: 700;
    font-size: .97rem;
    color: var(--ink);
    margin-bottom: .45rem;
}

.page-mf .how-card p {
    font-size: .86rem;
    color: var(--ink-soft);
    line-height: 1.65;
    margin: 0;
}

/* ── SIP Table ────────────────────────────────────────────────────────── */
.page-mf .sip-section {
    background: var(--pale);
}

.page-mf .sip-table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    border-radius: var(--r-md);
    overflow: hidden;
    box-shadow: var(--sh-md);
    min-width: 600px;
}

.page-mf .sip-table thead tr {
    background: var(--acc);
}

.page-mf .sip-table thead th {
    padding: 1rem 1.5rem;
    color: #fff;
    font-size: .8rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
}

.page-mf .sip-table tbody tr {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    transition: var(--t);
}

.page-mf .sip-table tbody tr:last-child {
    border-bottom: none;
}

.page-mf .sip-table tbody tr:hover {
    background: var(--pale);
}

.page-mf .sip-table tbody td {
    padding: 1rem 1.5rem;
    font-size: .9rem;
    color: var(--ink-soft);
    vertical-align: middle;
}

.page-mf .sip-table tbody td:first-child {
    font-weight: 700;
    color: var(--ink);
    font-size: 1rem;
}

.page-mf .sip-final {
    font-family: Inter, system-ui, sans-serif;
    font-size: 1.3rem;
    font-weight: 800;
    color: var(--acc);
}

.page-mf .disclaimer {
    font-size: .78rem;
    color: var(--ink-soft);
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--r-sm);
    padding: 1.25rem;
    margin-top: 1.5rem;
    line-height: 1.7;
}

/* ── Fund Categories Table ────────────────────────────────────────────── */
.page-mf .fund-table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    border-radius: var(--r-md);
    overflow: hidden;
    box-shadow: var(--sh-md);
    min-width: 600px;
}

.page-mf .fund-table thead tr {
    background: var(--acc);
}

.page-mf .fund-table thead th {
    padding: 1rem 1.25rem;
    color: #fff;
    font-size: .8rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    white-space: nowrap;
}

.page-mf .fund-table tbody tr {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    transition: var(--t);
}

.page-mf .fund-table tbody tr:last-child {
    border-bottom: none;
}

.page-mf .fund-table tbody tr:hover {
    background: var(--pale);
}

.page-mf .fund-table tbody td {
    padding: .9rem 1.25rem;
    font-size: .88rem;
    color: var(--ink-soft);
    vertical-align: middle;
}

.page-mf .fund-table tbody td:first-child {
    font-weight: 700;
    color: var(--ink);
}

.page-mf .table-scroll {
    overflow-x: auto;
    border-radius: var(--r-md);
}

.page-mf .risk-badge {
    display: inline-block;
    padding: .2rem .65rem;
    border-radius: 50px;
    font-size: .72rem;
    font-weight: 700;
}

.page-mf .risk-high {
    background: #fee2e2;
    color: #dc2626;
}

.page-mf .risk-medium {
    background: #fef3c7;
    color: #d97706;
}

.page-mf .risk-low {
    background: #dcfce7;
    color: #16a34a;
}

.page-mf .risk-vlow {
    background: #f0fdf4;
    color: #15803d;
}

.page-mf .table-note {
    font-size: .78rem;
    color: var(--ink-soft);
    margin-top: 1rem;
}

/* ── Benefits ─────────────────────────────────────────────────────────── */
.page-mf .benefit-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--r-md);
    padding: 1.5rem;
    box-shadow: var(--sh-sm);
    transition: var(--t);
    height: 100%;
    border-left: 3px solid var(--acc);
}

.page-mf .benefit-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--sh-md);
}

.page-mf .benefit-card h5 {
    font-weight: 700;
    font-size: .93rem;
    color: var(--ink);
    margin-bottom: .4rem;
}

.page-mf .benefit-card p {
    font-size: .85rem;
    color: var(--ink-soft);
    line-height: 1.6;
    margin: 0;
}

/* ── Who needs it ── */
.page-mf .who-section {
    background: var(--pale);
}

.page-mf .who-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--r-md);
    padding: 1.6rem;
    display: flex;
    gap: 1rem;
    align-items: flex-start;
    box-shadow: var(--sh-sm);
    transition: var(--t);
}

.page-mf .who-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--sh-md);
}

.page-mf .who-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--acc);
    flex-shrink: 0;
    margin-top: 5px;
}

.page-mf .who-card strong {
    font-size: .93rem;
    color: var(--ink);
    display: block;
    margin-bottom: .3rem;
}

.page-mf .who-card span {
    font-size: .84rem;
    color: var(--ink-soft);
    line-height: 1.6;
}

/* ── Fund Comparison Table ───────────────────────────────────────────── */
.page-mf .table-section {
    background: var(--surface);
}

.page-mf .plans-table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    border-radius: var(--r-md);
    overflow: hidden;
    box-shadow: var(--sh-md);
    min-width: 600px;
}

.page-mf .plans-table thead tr {
    background: var(--acc);
}

.page-mf .plans-table thead th {
    padding: 1rem 1.25rem;
    color: #fff;
    font-size: .8rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    white-space: nowrap;
}

.page-mf .plans-table tbody tr {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    transition: var(--t);
}

.page-mf .plans-table tbody tr:last-child {
    border-bottom: none;
}

.page-mf .plans-table tbody tr:hover {
    background: var(--pale);
}

.page-mf .plans-table tbody td {
    padding: .9rem 1.25rem;
    font-size: .88rem;
    color: var(--ink-soft);
    vertical-align: middle;
}

.page-mf .plans-table tbody td:first-child {
    font-weight: 600;
    color: var(--ink);
}

.page-mf .highlight-badge {
    display: inline-block;
    padding: .25rem .7rem;
    border-radius: 50px;
    background: var(--pale);
    color: var(--acc);
    font-size: .7rem;
    font-weight: 700;
    white-space: nowrap;
}

/* ── Why Insuredge table ────────────────────────────────────────────── */
.page-mf .why-section {
    background: var(--pale);
}

.page-mf .why-table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    border-radius: var(--r-md);
    overflow: hidden;
    box-shadow: var(--sh-md);
    min-width: 500px;
}

.page-mf .why-table thead tr {
    background: var(--ink);
}

.page-mf .why-table thead th {
    padding: 1rem 1.5rem;
    color: rgba(255, 255, 255, .8);
    font-size: .78rem;
    font-weight: 700;
    letter-spacing: .07em;
    text-transform: uppercase;
}

.page-mf .why-table thead th:last-child {
    color: #fcd34d;
}

.page-mf .why-table tbody tr {
    background: var(--white);
}

.page-mf .why-table tbody tr:nth-child(odd) {
    background: #f8fafc;
}

.page-mf .why-table tbody td {
    padding: 1rem 1.5rem;
    font-size: .88rem;
    color: var(--ink-soft);
    border-bottom: 1px solid var(--border);
    vertical-align: middle;
}

.page-mf .why-table tbody tr:last-child td {
    border-bottom: none;
}

.page-mf .why-table tbody td:first-child {
    font-weight: 600;
    color: var(--ink);
}

.page-mf .why-table .insuredge-col {
    color: var(--acc);
    font-weight: 700;
    background: var(--pale) !important;
}

/* ── FAQ accordion ───────────────────────────────────────────────────── */
.page-mf .faq-item {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--r-md);
    overflow: hidden;
    margin-bottom: .75rem;
    transition: box-shadow .2s;
}

.page-mf .faq-item:hover {
    box-shadow: var(--sh-sm);
}

.page-mf .faq-q {
    width: 100%;
    text-align: left;
    background: none;
    border: none;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: .75rem;
    padding: 1.1rem 1.5rem;
    font-size: .9rem;
    font-weight: 700;
    color: var(--ink);
    font-family: inherit;
    transition: background .2s;
}

.page-mf .faq-q:hover {
    background: var(--pale);
}

.page-mf .faq-q i {
    color: var(--acc);
    font-size: .8rem;
    flex-shrink: 0;
    transition: transform .25s ease;
}

.page-mf .faq-item.open .faq-q i {
    transform: rotate(180deg);
}

.page-mf .faq-a {
    display: none;
    padding: 0 1.5rem 1.2rem;
    font-size: .88rem;
    color: var(--ink-soft);
    line-height: 1.8;
}

.page-mf .faq-item.open .faq-a {
    display: block;
}

/* ── SIP vs Lump Sum (rebuild) ───────────────────────────────────────── */
.page-mf .sip-comparison {
    background: var(--surface);
}

.page-mf .sip-comparison .comparison-table {
    overflow-x: auto;
    margin-top: 2rem;
}

.page-mf .sip-comparison .comparison-table table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    border-radius: var(--r-md);
    overflow: hidden;
    box-shadow: var(--sh-md);
}

.page-mf .sip-comparison .comparison-table th {
    background: var(--acc);
    color: #fff;
    padding: 1rem 1.5rem;
    font-size: .8rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    text-align: left;
}

.page-mf .sip-comparison .comparison-table td {
    padding: 1rem 1.5rem;
    font-size: .88rem;
    color: var(--ink-soft);
    border-bottom: 1px solid var(--border);
    background: var(--white);
}

.page-mf .sip-comparison .comparison-table tr:last-child td {
    border-bottom: none;
}

.page-mf .sip-comparison .comparison-table .highlight {
    background: var(--pale);
    color: var(--acc);
    font-weight: 700;
}

.page-mf .sip-comparison .sip-illustration {
    background: linear-gradient(135deg, #0d1b2a 0%, #92400e 60%, #d97706 100%);
    border-radius: var(--r-xl);
    padding: 3rem 2.5rem;
    text-align: center;
    margin-top: 3rem;
    position: relative;
    overflow: hidden;
}

.page-mf .sip-comparison .sip-illustration::before {
    content: '';
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: radial-gradient(ellipse 60% 80% at 80% 50%, rgba(217, 119, 6, .25) 0%, transparent 60%);
}

.page-mf .sip-comparison .sip-illustration h3 {
    font-family: Inter, system-ui, sans-serif;
    font-size: 1.6rem;
    font-weight: 800;
    color: #fff;
    margin-bottom: 1.5rem;
    position: relative;
}

.page-mf .sip-comparison .sip-results {
    display: flex;
    justify-content: center;
    gap: 3rem;
    flex-wrap: wrap;
    margin-bottom: 1.5rem;
    position: relative;
}

.page-mf .sip-comparison .sip-results .result {
    text-align: center;
}

.page-mf .sip-comparison .sip-results .amount {
    font-family: Inter, system-ui, sans-serif;
    font-size: 2rem;
    font-weight: 800;
    color: #fcd34d;
    margin-bottom: .25rem;
}

.page-mf .sip-comparison .sip-results .label {
    font-size: .82rem;
    color: rgba(255, 255, 255, .6);
}

.page-mf .sip-comparison .sip-illustration .btn-acc {
    background: var(--acc);
    color: #fff;
    border: 2px solid var(--acc);
    padding: .8rem 2rem;
    border-radius: var(--r-pill);
    font-weight: 700;
    font-size: .92rem;
    text-decoration: none;
    display: inline-block;
    transition: var(--t);
}

.page-mf .sip-comparison .sip-illustration .btn-acc:hover {
    background: var(--acc-dk);
    border-color: var(--acc-dk);
    color: #fff;
    transform: translateY(-2px);
}

/* ── Bottom CTA band ─────────────────────────────────────────────────── */
.page-mf .cta-band {
    background: linear-gradient(135deg, #0d1b2a 0%, #92400e 60%, #d97706 100%);
    border-radius: var(--r-xl);
    padding: 4rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-mf .cta-band::before {
    content: '';
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: radial-gradient(ellipse 60% 80% at 80% 50%, rgba(217, 119, 6, .25) 0%, transparent 60%);
}

.page-mf .cta-band h3 {
    font-family: Inter, system-ui, sans-serif;
    font-size: clamp(1.6rem, 3.5vw, 2.1rem);
    font-weight: 800;
    color: #fff;
    margin-bottom: .75rem;
}

.page-mf .cta-band p {
    color: rgba(255, 255, 255, .7);
    font-size: .98rem;
    margin-bottom: 1.75rem;
    max-width: 520px;
    margin-left: auto;
    margin-right: auto;
}

/* ── Scroll reveal ───────────────────────────────────────────────────── */
.page-mf .reveal {
    opacity: 0;
    transform: translateY(22px);
    transition: opacity .65s ease, transform .65s ease;
}

.page-mf .reveal.in {
    opacity: 1;
    transform: none;
}

.page-mf .rd1 {
    transition-delay: .08s;
}

.page-mf .rd2 {
    transition-delay: .16s;
}

.page-mf .rd3 {
    transition-delay: .24s;
}

.page-mf .rd4 {
    transition-delay: .32s;
}

/* ── Responsive ──────────────────────────────────────────────────────── */
@media (max-width: 991px) {
    .page-mf .qe-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 767px) {
    .page-mf .hero {
        padding: 4rem 0 3rem;
    }

    .page-mf section {
        padding: 3.5rem 0;
    }

    .page-mf .cta-band {
        padding: 2.5rem 1.5rem;
    }

    .page-mf .hero-stats {
        gap: .6rem;
    }

    .page-mf .hstat {
        min-width: 90px;
        padding: .7rem .9rem;
    }

    .page-mf .qe-grid {
        grid-template-columns: 1fr 1fr;
    }

    .page-mf .sip-table {
        min-width: 450px;
    }

    .page-mf .fund-table {
        min-width: 450px;
    }

    .page-mf .plans-table {
        min-width: 450px;
    }

    .page-mf .why-table {
        min-width: 400px;
    }

    .page-mf .sip-comparison .sip-results {
        flex-direction: column;
        gap: 1.25rem;
    }

    .page-mf .sip-comparison .sip-illustration {
        padding: 2rem 1.5rem;
    }
}

@media (max-width: 480px) {
    .page-mf .qe-grid {
        grid-template-columns: 1fr;
    }
}